Getting a little extra cash always feels fantastic. Perhaps you got a bonus at work, inherited some money, or just did really well on your March Madness bracket. Whatever the reason, it's important to carefully plan out how you will spend your money so it doesn't go to waste. 1. Set aside some fun money [...]
Because my mom is a financial planner, I've always known saving is important; however, I would usually just set aside a lump sum each month for my emergency fund. While I occasionally used my "emergency" fund for true emergencies (like repairing my car after an accident or paying for a trip to urgent care), I [...]
If your car unexpectedly breaks down or you are laid off, having an emergency fund could help you and your family remain afloat. Otherwise, you may go even further into debt when emergencies arise, or at the very least, you will have to spend significant time and energy completely re-working your budget. Even while many [...]
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